FDIC insured partner banks · Est. 2023

Capital at the
Speed of Light

Premium lending built for modern Americans. Personal micro-loans, working capital for your business, and interest-free Pay-in-4 — approved in minutes, not days.

Loan amount$8,500
$5,000$15,000
Term24 months

Estimated monthly payment

$403.71

APR

12.90%

Total paid

$9,688.95

Interest

$1,188.95

Product

Personal Micro-Loan

Three products, one platform

Personal Micro-Loan

Fast consumer credit for life's moments

Range

$5,000 – $15,000

APR

from 12.9%

Apply for Personal

Business Capital

Scale operations with flexible working capital

Range

$20,000 – $100,000

APR

from 9.9%

Apply for Business

Pay-in-4

Interest-free checkout, four equal payments

Range

$50 – $2,500

APR

0%

Apply for Pay-in-4

FDIC insured

Partner banks

256-bit AES

End-to-end

FinCEN reg.

MSB #31000...

Minutes

Instant decisioning

Borrower dashboard

Manage everything in one place

Preview dashboard

Active balance

$12,482.00

Next payment

$504.32

Jul 12, 2024

Credit line

$25,000

Pre-qualified offer

speedycashUSA is a financial technology company, not a bank. Banking services provided by partner banks, Members FDIC. Loans originated by Speedy Funding LLC (NMLS #2000000). APRs range from 0% (Pay-in-4) to 29.99% based on creditworthiness. All applications subject to credit approval and verification.

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